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Unit 1: Personal Finance (Tài chính cá nhân); Tự học anh văn chuyên ngành tài chính - ngân hàng
Topic Started: Sep 6 2011, 11:56 AM (972 Views)
Loptruong_VB207-NH-SG
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New words (Từ mới):

- All the money a person earns as payment is the income, which includes:
Tất cả số tiền một người kiếm được để chi tiêu thì gọi là "Thu nhập", bao gồm:
bonus(n): tiền thưởng
commission(n): tiền hoa hồng
fee(n): phí
overtime(n): tiền làm ngoài giờ
pension(n): lương hưu trí
salary(n): lương tháng
social security(n): tiền an sinh xã hội
wage(n): lương tuần
-All the money a person has to spend is the outgoings, which includes:
Tất cả số tiền một người phải chi trả cho cuộc sống gọi là chi tiêu
bills(n): hóa đơn các dịch vụ điện, nước, điện thoại...
health insurance(n): bảo hiểm y tế
living expenses(n): chi phí sinh họat
mortgage(n): tiền vay có thế chấp nhà cửa, đất đai
rent(n): tiền thuê nhà
tax(n): thuế
- A financial plan showing the earning and spending of a person or an organization is call a budget which can be in the following statuses( Kế hoạch tài chính cho thấy được thu và chi của một cá nhân hay một tổ chức được gọi là ngân sách - budget, ngân sách có thể thuộc một trong những trạng thái sau:
budget balance(n): cân bằng ngân sách
budget deficit(n): thâm hụt ngân sách
budget surplus(n): thặng dư ngân sách

Exercise -bài tập:

1. Commission
2. bunus
3. social security
4. earn
5. mortgage
6. tax
7. overtime
8. pension
9. rent
10. salary

1. After losing his job, Tom had to live on ........................for 5 months before his getting another job. It was a hard time since the amount much lower than the.......................he earned before.
2. John used to work as a salesperson for a computer company, but he didn't .....................much....................because he was not very successful.
3. As our company's sales last year increased by 15%, we all got a ...................at the end of the year.
4. It takes most people around 20 years to repay the..........................on their houses.
5. I'm going to buy a new car but I haven't saved enough so I do a lot of .......................
6. Nearly 40% of my income goes to the state budget as ..........................
7. The landlord has just raised the ............................on our apartment by 10%.
8. When my father retires, his .......................was 70% of his final salary.

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andungnguyen
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1.social security, salary
2.earn, commission
3.bonus
4.mortgage
5.overtime
6.rent
7.tax
8.pension
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Loptruong_VB207-NH-SG
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andungnguyen
Sep 6 2011, 01:45 PM
1.social security, salary
2.earn, commission
3.bonus
4.mortgage
5.overtime
6.rent
7.tax
8.pension
something's wrong with number 6 & 7 right?

6. tax
7. rent
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andungnguyen
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ah ha, yes, there're some mistakes....keke :-d
Edited by andungnguyen, Sep 7 2011, 03:09 PM.
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Loptruong_VB207-NH-SG
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Exercise continuously - Wed sep 7th 2011

New words:
to be worth: có giá trị, đáng giá
to borrow: vay, mượn
to buy shares: mua cổ phiếu
to cover the expenses: trang trải các chi phí
to earn the salary: được hưởng lương
to inherit: thừa kế
to invest: đầu tư
to lend: cho vay
to pay dividend: trả cổ tức
a huge sum of money: một số tiền lớn
shareholder: cổ đông
stake: cổ phần


Hãy đọc bài về các vấn đề tài chính của Jonh Graham và làm bài tập sau:

When I was eighteen, I inherited $10,000 from my grandmother. I invested half of the money on the Stock Market and the rest I put in the bank. I bought shares in three different companies and each one pays me a dividend every year. I also have 20% stake in a small company started by a friend of mind. There are four shareholders in the company. I have a small house in Seattle. It is probably worth $250,000 now. I borrowed $100,000 from the bank when I bought it. I work as an accountant and earn a reasonable salary so I don't have to work overtime but I have to pay a lot to the government as income tax and some as health insurance. My father lend me quite a huge sum of money for my studies and I still owe him $7,500. I pay him back about $250 a month. I am living on my own so I have to cover all the bills and the rent every month as well. I also spend a lot on my favorite sport, skiing, but I also like to try and save for my old age though I will get quite a good pension when I retire.

Hãy xác định các câu dưới đây là True hay False?

1. He owes his grandmother $10,000.
2. He has sold his house in Seattle for a profit.
3. He has shares in four different companies.
4. He lent the bank money to buy the house.
5. He earns a good salary as an accountant.
6. He doesn't have to spend much.
7. His father gave him money to cover his studies.
8. He is saving to make up for the lack of a pension when he retires.

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Hongthanh

1.F
2.F
3.F
4.T
5.T
6.F
7.F
8.T.
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Loptruong_VB207-NH-SG
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Hongthanh
Sep 7 2011, 04:47 PM
1.F
2.F
3.F
4.T
5.T
6.F
7.F
8.T.
well done :-clh
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